Insurance & Fees
More Options for Accessing Personalized Psychiatric Care
Peregrine Integrative Psychiatry provides physician-led telepsychiatry for adults located throughout California. We accept several commercial insurance plans and also offer a private-pay option for patients who prefer to pay directly for their care.
Our practice is designed around comprehensive evaluations, individualized treatment, continuity with the same psychiatrist, and flexible appointment availability—including evening and weekend appointments.
Insurance Plans Accepted
Peregrine Integrative Psychiatry currently participates with the following insurance networks:
Anthem Blue Cross California
Aetna
Cigna
Carelon Behavioral Health
Independence Blue Cross Pennsylvania Virtual Network
Horizon Blue Cross and Blue Shield of New Jersey Virtual Network
Participation with an insurance company does not necessarily mean that every plan offered by that company is in-network. Coverage may vary based on your specific policy, employer, network, location, and behavioral health benefits. All patients must be physically located in California at the time of each appointment.
Verifying Your Benefits
Before scheduling, we recommend confirming that Peregrine Integrative Psychiatry and Dr. Nicholas Bowen are in-network with your specific plan.
Please ask your insurance company about:
In-network outpatient behavioral health benefits
Telehealth coverage
Copay, coinsurance, or deductible requirements
Referral or prior-authorization requirements
Coverage for psychiatric evaluations and follow-up visits
Verification of benefits is not a guarantee of payment. Final coverage and patient responsibility are determined by your insurance company after a claim is processed. All patients must be physically located in California at the time of each appointment.
Using Insurance
When you use an accepted in-network insurance plan, your financial responsibility may include a copay, coinsurance, deductible, or services not covered by your plan. The amount you owe is determined by your insurance benefits and the contracted rate for the service provided.
Patients are responsible for maintaining current insurance information and notifying the practice promptly of any changes to their coverage. A valid credit card is required to be securely maintained on file. Any copay, coinsurance, deductible, noncovered service, or other patient responsibility may be charged to the card on file after benefits are processed.
Private-Pay Care
Patients may choose to pay privately if they do not have an accepted insurance plan, their plan does not include the practice’s services, they prefer not to use insurance, or they would like a service not covered by their plan.
Some patients value the privacy, flexibility, and predictability that private-pay care can provide. Choosing not to use insurance may also allow treatment decisions to be made without plan-specific authorization or coverage requirements. Patients who elect to pay privately will receive information about expected charges before care is provided. A Good Faith Estimate is available as required by law.
Out-of-Network Benefits and Superbills
If Peregrine Integrative Psychiatry is not in-network with your plan, you may be eligible for partial reimbursement through out-of-network behavioral health benefits.
Upon request, private-pay patients may receive a superbill containing the information generally needed to submit a claim directly to their insurance company. Reimbursement is determined solely by the insurance plan and cannot be guaranteed.
Before requesting a superbill, consider asking your insurer about out-of-network behavioral health coverage, deductible requirements, reimbursement rates, claim-submission procedures, and any limitations on telehealth reimbursement.
Private-Pay Fee Schedule
The appropriate appointment type and length will be determined collaboratively based on your clinical needs. These fees apply to private-pay services. Insurance claims are billed according to the terms and contracted rates of the patient’s plan.
Payment
Payment of all amounts assigned to the patient is due at the time requested. We accept major credit cards and eligible HSA and FSA cards. A valid credit card must be securely maintained on file for all patients, including patients using insurance.
Cancellation Policy
We understand that unexpected circumstances arise and will always strive to be reasonable and compassionate. Appointments canceled or rescheduled with fewer than 48 business hours’ notice are subject to a $100 late-cancellation fee. Missed appointments are subject to a $150 no-show fee. Late-cancellation and no-show fees are not billed to insurance and are the patient’s responsibility.
As a courtesy, the first late cancellation or missed appointment for an established patient may be waived at the physician’s discretion. Exceptions may also be considered in cases of illness, medical emergencies, or other unforeseen circumstances.
Questions About Insurance or Fees?
We would be happy to answer questions about accepted insurance plans, private-pay fees, or scheduling your first appointment.
Insurance participation and plan availability may change. Please contact the practice or your insurance company to confirm current network status and benefits before receiving services.